Keys for a new house Date: January 19, 2024 By: Sonia Lee Ng, CPA, CPFC® In the journey of life, one of the significant milestones for...

By: Sonia Lee Ng, CPA, CPFC ® Updated: 8/19/2025 Many people overlook the importance of saving. Saving is paying ourselves. "Don't save what you have left over after spending... Spend what you have left over after saving" - Warren Buffet Saving is very important if we want to achieve financial independece. If we save, we can have money for a downpayment on a car, a down payment on a house, cover for unexpected expenses, an emergency, funds to survive for a reasonable time in